Guaranteed asset protection
Ask what is covered, the limits, exclusions, cancellation terms, and whether it is financed.
FEES + PRODUCTS GUIDE
What should I check in dealer fees and add-ons?
Optional products are not automatically good or bad. The useful first step is to see each product, price, term, coverage description, and effect on the amount financed and payment.
ITEMIZE THE BALANCE
Ask what each line is, what it costs, and whether you want it.
Some products may be useful in a particular situation. A clear quote lets you decide without guessing what a bundled amount contains.
Vehicle service contract
Check the coverage, deductible, exclusions, term, provider, and total price—not only the payment.
Prepaid maintenance
Ask which scheduled services are included, for how long, and whether the price is separate or financed.
Tire and wheel protection
Verify eligible damage, deductibles, limits, cosmetic coverage, and the full product price.
Accessories and other products
Request a line-item list for appearance, theft, etch, GPS, accessories, and other packages.
QUESTIONS TO ASK
A clearer request is easier to answer.
What is required?
Ask which charges are government, lender, or dealer fees and which products are optional.
What is the total price?
Ask for every fee and product to be listed separately with its effect on the amount financed.
What changes if I decline a product?
Ask for the revised amount financed and payment using the same APR, term, trade, and cash down when possible.
What should I verify?
Compare the final buyer's order with the figures you reviewed. The signed contract controls.
SEE YOUR OWN NUMBERS
Start with the free scan before checkout.
PencilProof reads the quote locally first, lets you correct what needs attention, and shows the detected values before you decide whether the full audit is useful.
Upload your quote free