What is the selling price?
Separate the vehicle price from rebates, discounts, taxes, government fees, documentation fees, and optional products.
QUOTE REVIEW GUIDE
How to review a dealer car quote before you sign.
Start with the written figures, not just the monthly payment. A clear review connects the vehicle price, fees, optional products, trade, APR, term, amount financed, and payment so you can ask a specific next question.
THE SHORT CHECKLIST
Six questions make a dense worksheet easier to understand.
You do not need to decide whether a deal is good or bad at a glance. First make the numbers visible, then verify what changed and what is included.
What is inside the amount financed?
Check whether products, fees, rolled-in trade payoff, or other balances are being financed instead of paid separately.
Does the payment math make sense?
Compare the quoted payment with the amount financed, APR, term, and cash down. A lower payment can come from a longer term or changed inputs.
What changed from the earlier quote?
Compare the original written quote with the revision line by line. Ask for any new product, fee, rate, term, or trade figure to be shown in writing.
Which products are optional?
Ask for the name, price, term, deductible, exclusions, cancellation rules, and whether each product is included in the payment.
What should I ask next?
Turn the review into a short request for an itemized buyer's order and a payment based on the exact structure you want to consider.
NEXT STEP
Bring your own quote to the free scan.
PencilProof shows what it can detect before checkout. You confirm the imported values, and the final audit remains an educational estimate—not a dealer approval or financial recommendation.
Upload your quote free